New money for the old Internet

Issue P2P digital cash web wallets and earn 4.4% yield* on the first ultra-fast, bank-grade, blockchain network for borderless payments.

It's fast

Send, receive, and settle real world payments in 60 seconds. Even when U.S. banks are closed.

It's simple

Reduce implementation by 18+ months with 100+ real-time local payment networks.

It's secure

Bank-grade blockchain security and embedded compliance ensure every transaction arrives safely.


Build with the benefits
of cash on-chain.

Composable solutions for Web 2 veterans and Web 3 mavericks.

4.4% Yield*

Earn passive income on user account wallets.

FDIC Member Bank

Fiat deposits held in an FBO account.

Global USD

Hold, send, and spend tokenized USD globally.

Effortless P2P Payments

Enable in-app peer-to-peer transactions.

Extensive Retail Cash Network

Load wallets at 20,000+ drug, grocery, and convenience stores.

Micro-Fee FX Conversion

Save on fees; skip the middleman.

USDC/T Monetization

Automated non-custodial conversion on leading blockchains.

1:1 USD Redemption

Redeem USD T+1 via wire, ach, and RTP.

Instant KYC Onboarding

Quickly verify millions of users with your existing provider.


Experience social finance with $ on us.

Discover—a live web app for seamless digital cash flow. Onboard effortlessly, issue, and transfer funds from the U.S. direct to Mercado Pago, Spin by OXXO, or any Mexican bank via SPEI instantly. Test our system with a cash deposit at leading retailers like CVS, Walmart, Walgreens, Kroger, and Dollar General, or deposit using USDC.SOL from Coinbase and Kraken.

Cash to Wallet

Open nights and weekends with 6x as many locations as the #1 bank in the United States.

Watch the video
"We work with CFX because they
enable us to expand without limits."
LATAM Payment Processor - 18M Users Monthly
"We work with CFX because they
enable us to expand without limits."
LATAM Payment Processor - 18M Users Monthly

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If you're not early, you're late.

* CFX Labs Inc. is a financial technology company, not a bank. Fiat deposits collateralizing CFX Labs’s USD-based digital dollar, MOVUSD, are held in an FBO account by an FDIC Member Bank. Referenced yield numbers assume minimal deposit thresholds and reflect hypothetical growth as of 05/13/2024. Yield generation is for eligible business partners of CFX Labs, subject to commercial terms and further qualifications. CFX Labs is not insured by the FDIC and returns are not guaranteed. Contact us for more information.